Optional Insurance Benefits You are here Kent Open Enrollment Optional Insurance Benefits Â鶹´«Ã½ provides the following optional benefits to full-time faculty and staff.Voluntary Accidental Death and Dismemberment InsuranceVoluntary Group Term LifeVoluntary Indemnity PlansVoluntary Long-Term Care InsuranceVoluntary Long-Term Disability InsuranceVoluntary Whole Life Insurance Medical Dental Prescription Vision FSA / HSA Life Insurance Benefits Home